General Liability Coverage
For Mobile Alabama Electrical Contractors
Below are two typical quotes for General Liability Insurance for a one man operation in Mobile Alabama.
The quotes are meant to be a representative sample for a one man operation. Rates may differ slightly
based on specific insurance company underwriting guidelines. Also, you will need to call or email our
office if your Mobileelectrical contracting business is different than a one-man-band. Past a one
person operation, some companies rate based on the number of employees, how many are full time vs. part
time and some use payroll figures. Thus, only a one-man operation can be quoted on a typical basis.
Proposal #1 - General Liability Insurance
For Mobile Electrical Contractors
-
$500,000
Bodily injury and property damage combined (Combined Single Limit) per occurrence,
premises and operations
-
$1,000,000
Bodily injury & property damage, combined - annual aggregate (the most the company will
pay in any one policy period)
-
$500,000
Products & Completed Operations Per Occurrence
-
$1,000,000
Products & Completed Operations - Annual Aggregate
-
$100,000
Legal liability (part of the premises that you occupy on either permanent
or temporary basis)
-
$5,000
Medical payments to other than an employee (often referred to as the "don't sue
me coverage" - can be a goodwill payment without legal liability)
-
Annual Premium
$860
-
Payment Options (% Down, # of Installments)
40%
Proposal #2 - General Liability Insurance
For Mobile Alabama Electrical Contractors
-
$500,000
Bodily injury and property damage combined (Combined Single Limit) per occurrence,
premises and operations
-
$1,000,000
Bodily injury & property damage, combined - annual aggregate (the most the company will
pay in any one policy period)
-
$500,000
Products & Completed Operations Per Occurrence
-
$1,000,000
Products & Completed Operations - Annual Aggregate
-
$500,000
Legal liability (part of the premises that you occupy on either permanent
or temporary basis)
-
$15,000
Medical payments to other than an employee (often referred to as the "don't sue
me coverage" - can be a goodwill payment without legal liability)
-
Annual Premium
$500
-
Payment Options (% Down, # of Installments)
30%
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